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Commercial coverage lines we write
Most Spokane businesses need three or four of these working together. Here is what each one does — and, just as importantly, what it does not.
Workers' Compensation
Required in Washington for nearly every employer. Covers medical care and lost wages when someone gets hurt on the job.
Read moreGeneral Liability
The baseline policy. Covers injuries to other people and damage to their property arising out of your business.
Read moreBusiness Owner's Policy (BOP)
General liability and commercial property bundled into one policy, usually for less than buying them separately.
Read moreCommercial Auto
Coverage for the vehicles your business owns, leases, rents or asks employees to drive.
Read moreProfessional Liability (E&O)
Covers claims that your professional advice, design or service caused a client a financial loss.
Read moreCyber Liability
Covers the cost of a breach, a ransomware incident, or a wire transfer sent to the wrong person.
Read moreCommercial Property
Covers your building, equipment, inventory and improvements against fire, theft, water and storm damage.
Read moreLiquor Liability
Covers claims that your business served someone who then caused harm. Excluded from general liability for anyone who sells alcohol.
Read moreCommercial Umbrella
Extra liability limits that sit above your general liability, auto and employer liability policies.
Read moreStart with your trade. We will take it from there.
Tell us what the business does and we will pre-select the coverage it normally needs, then compare carriers for you. About two minutes, no obligation.
Prefer to talk it through? Call (509) 944-0847.