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Trucking and transport insurance in Spokane
Fleets, owner-operators and the cargo in between — written for the I-90 corridor and the weather that comes with it.
Filings and limits
Interstate motor carriers need federally mandated minimum liability limits with the appropriate filings on record. Intrastate Washington operations have their own requirements. Getting a filing lodged, amended or withdrawn on time is routine work but unforgiving about deadlines — a lapse can take your authority with it.
Non-trucking liability
Owner-operators leased to a motor carrier are covered under the carrier's policy while in dispatch and uncovered the moment they are not. Bobtail and non-trucking liability fills that, and it is the most common gap we find on owner-operator accounts.
Why the Inland Northwest rates differently
Carriers price for the route, not just the truck. Mountain passes, winter closures and long stretches of rural highway put this region in a different band from flat-country fleets. Documented driver screening, telematics and a real maintenance file are what move your number in the other direction.
Biggest exposures in this class
- Winter collisions on I-90 and Fourth of July Pass
- Cargo loss, damage and refrigeration failure
- Non-trucking liability gaps for leased owner-operators
- Federal filing and MCS-90 requirements
Usually written together
Coverage this class normally needs
Commercial Auto
Coverage for the vehicles your business owns, leases, rents or asks employees to drive.
Read moreCommercial Umbrella
Extra liability limits that sit above your general liability, auto and employer liability policies.
Read moreWorkers' Compensation
Required in Washington for nearly every employer. Covers medical care and lost wages when someone gets hurt on the job.
Read moreGeneral Liability
The baseline policy. Covers injuries to other people and damage to their property arising out of your business.
Read moreStart with your trade. We will take it from there.
Tell us what the business does and we will pre-select the coverage it normally needs, then compare carriers for you. About two minutes, no obligation.
Prefer to talk it through? Call (509) 944-0847.